Our Profit Solutions are designed to serve the members and to enhance the role of the Association by utilizing its mass purchasing power to develop, administer and market products and services that produce Expense-Savings, Extra Features, Fee Income and Excellent Service.


New! Keystate Insurance Captive Management – The New York Bankers Service Corporation (NYBSCO) is pleased to announce the endorsement of KeyState’s Bank Captive Program for your benefit. This program offers banks with over $500 million in assets the opportunity to form their own wholly owned captive insurance company. Find out more.

Equity Protection Program “New” 
Make more quality Home Equity Loans and protect against possible default losses with the Equity Protection Program (EPP). EPP allows the bank to make loans up to 100% CLTV. Underwritten by NFP Property and Casualty Services, the Equity Protection Program is ideal for lenders looking to protect against risk while expanding lending. Let us show you how to make more HELOC’s, Purchase Money Seconds, Fixed Seconds, and Home Improvement loans with EPP.

Client2Home Program  “New” 
According to a recent study, more than 88% of all sellers will be moving to a home they purchase…the vast majority needing a mortgage. That is where Client2Home can help your institution both retain and/or acquire those mortgages. With their intuitive platform, Client2Home enables banks to identify when their existing customers list their home in the Multiple Listing Service (MLS), and be the first to engage with them via direct marketing tools. Client2Home helps ensure that you retain your current clients’ mortgage business while at the same time providing a vehicle to acquire new clients at the exact time they need a mortgage. This innovative technology will certainly grow your mortgage business and set your bank apart.

Office Depot – NYBA members can now access a national discount program from Office Depot. The program delivers cost savings of up to 80% off MSLP on 350+ frequently used office and banking supplies.

Excelsior Growth Fund’s SmartLoan™ Program is an affordable, online loan product for small businesses in New York State. Provide a trusted financing solution to clients not yet eligible for a bank loan. Enhance customer service and help your clients apply for a loan online in minutes.

Agility Recovery – Take Agility’s risk assessment and find out where your business stands. It’s FREE, and in just a few minutes you’ll gain a valuable look at your company’s level of readiness for a disaster.

Want more information?  Contact our Insurance and Member Services Division at 1-800-522-5607 or gkananis@nyba.com.

We make our selections and recommendations in accordance with our stated mission, and believe the products and services we promote merit strong consideration by NYBA member banks. Our due diligence and selection criteria should not be construed as a guarantee, as the ultimate appropriateness may vary from bank to bank.